Business Financing Built for You.

Top Flite Commercial exists to help business owners grow. We finance the storefronts, equipment, buildings, and working capital that keep local economies strong.

EXPLORE LOAN OPTIONS

TALK TO A LENDING SPECIALIST

Over 20 Years of
Doing the Job Right.

At Top Flite Commercial, we’re builders, just like you. For over 20 years, we’ve been helping communities grow through common-sense lending and personalized service. We are committed to financing the small businesses who are building our future.

25+ Years

OF EXPERIENCE

4.7 Stars

ON GOOGLE

A+

BETTER BUSINESS BUREAU RATED

21

AVERAGE DAYS TO FUNDING

What Are You Looking to Do Today?

Own or invest
in property

Long-term financing for income-producing or owner-used real estate.

Access equity
or improve terms

Unlock capital or lower monthly payments.

Finance new construction
or major upgrades

Ground-up or improvement projects with draw-based loans.

Fuel your
business operations

Flexible capital for payroll, inventory, or expansion.

Buy tools, vehicles,
or machinery

Fixed-term loans or SBA financing for equipment.

Acquire a company
or franchise

Financing to purchase or expand an existing business.

Imagine a team of lending experts, all pulling for you.

You won’t find a more committed team of business lending experts in the banking industry.

APPLY NOW

Why our clients love working with Top Flite:

Speed Matters – Fast closings. Real answers.

Real Relationships – Work with a team that cares and communicates.

Custom Loan Structures – We don’t do cookie-cutter. We do what fits your deal.

Experts in CRE & SBA – Tap into smart options you may not know about.

Poised for growth? We’re in your corner.

From smaller deals to multimillion-dollar projects, we tailor financing to fit your scope, all powered by our in-house underwriting and capital team. This means no outsourcing of your loan or delays in decision making.

Flexible Terms and Creative Structuring

Bridge, Construction, and Long-Term Loans

Responsive, Relationship-First Service

“Commercial loans and lines of credit are essential sources of capital that help businesses invest in growth and keep operations running smoothly.
Using credit effectively requires understanding the wide variety of financing options and how they align with your business goals.”

– Tim Baise | CEO

In your corner

Meet our Commercial Lending Team

Tim Baise

CEO

Visionary leader; 9× Inc. 5000 honoree; built and leads multi- million-dollar companies; driven by faith, perseverance, and a powerful rags-to-riches journey.

Matt Cornett

COO

25+ years of operational leadership; drives company performance, process excellence, and a culture of accountability and service.

Amul Modhera

NE Commercial Lending Manager

Seasoned lending professional with more than 20 years of experience helping clients across New Jersey, New York, and beyond.

Want to know more?

Let’s Connect!

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Frequently Asked Questions

What kind of properties or businesses can you finance?

We fund a wide range—from owner-occupied buildings and investment properties to equipment, working capital, and business acquisitions. If it’s essential to your growth, let’s talk.

How much do I need to put down?

For many SBA loans, as little as 10% down is possible. Down payments vary based on the loan type, collateral, and your business profile.

Can I get approved if I’m a newer business?

Yes. While some programs prefer 2+ years of history, we have solutions for startups and newer entities—especially if you’re buying a building for your own use.